MONEY TOOLS

If you're looking for tools you can trust, we're happy to point you to these.

HOW TO TRACK SPENDING

TRACKING YOUR SPENDING ONLINE

Mint
The Mint system syncs with user accounts to track spending. Mint is a hands-off tool to help users save more and spend less.
Cost: Free
Availability: Browser-based, apps for iOS and Android
PocketGuard
PocketGuard gives users a snapshot of how much they can spend at any given moment. It's for users who want a bare-bones budgeting system.
Cost: Free
Availability: Apps for iOS and Android
YNAB
You Need a Budget is a budgeting app that helps users learn to live on last month's income. YNAB is a robust software for the die-hard budgeter.
Cost: $83.99 a year or $6.99 a month (34-day free trial), free for students for 12 months
Availability: Browser-based; apps for iOS, Android, and Amazon Alexa devices
EVERYDOLLAR
EveryDollar syncs with user accounts to track spending. Using Every Dollar helps you create a monthly budget so you can achieve money goals.
Cost: $129 a year (connects to user accounts), free version available if you enter your transactions manually
Availability: Apps for iOS and Android

TRACKING YOUR SPENDING ON A SPREADSHEET

Click HERE or on the button below to download a spreadsheet.

TRACKING YOUR SPENDING ON PAPER

Click HERE or on the button below to download a printable PDF.

AFTER YOU'VE FINISHED THE STUDY, THERE'S MORE

Don't miss the other roundup of free bonus materials that will help you take a next step once you've finished the study.